Broker Check

Services For Individuals & Families

How can my experience help you?

My extensive experience throughout major shifts in the markets enables me to help my clients’ structure balanced portfolios to help address their specific financial goals. I have earned a degree in Business Management and in addition to several applicable securities registrations, I hold an Accredited Asset Management Specialist, AAMS® professional designation.

Please click a topic to read more about the services I can provide:

  

Individuals & Families

  
        
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    Individuals & Families       

    I enjoy helping families plan for their financial dreams. Whether you are an individual or married, achieving financial goals takes thought and planning which I can help you with through my years of education and experience. It’s not easy juggling a career, exercise, community involvement and family. With so many competing issues, it can be frustrating to try to find the time to manage your finances effectively. With my help, my clients have been able to address the following issues:

  •  How to make sure your family is protected, especially if you have small children.

  •  How to pay for your child’s education at the same time you save for retirement.

  •  How to determine your magic number of retirement assets you need to retire.

        
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Businesses

  
        
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    Businesses  

    As a financial advisor I help manage assets for individuals, trusts, retirement plans, and businesses. I help you evaluate your concerns such as:

  •  Which type of retirement plan is suitable for your company or institution?

  •  Which investment options are appropriate?

  •  Are you adequately addressing your fiduciary responsibilities?

        
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Non-Profits & Foundations

  
        
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    Non-Profits & Foundations  

    There are several ways for Investment Committees to think about investment objectives which serve to frame its goals. Each charitable investment pool is unique. Pools differ in many aspects including size, duration, whether further donations can be counted upon or not, or whether spending or granting purposes are tightly restricted or not. The time horizon of various institutions can also vary. As a result, investment time horizon and financial goals are crucial in the decision-making process. Investment Committee structures differ as well. Investment Committees can be large or small; members skill varies as well. My role as a Wealth Management advisor is to educate, guide and inform your committee on the various important considerations prior to investing. I will be as involved in the financial planning process and investment management as the committee allows.

        
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Retirees and Pre Retirees

  
        
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    Retirees and Pre Retirees       

    What does retirement look like to you? I help my clients who are retired, and those who are not yet retired, plan for the time when they will need income from their portfolios to live confidently in retirement.

    Some of the issues that we may consider:

  • For pre-retirees, how much do you need to invest to pursue your financial goals, and what are the most appropriate investment options?

  • For retirees, what investments should we withdraw from first?

  • What strategies can be used to reduce future taxes?

  • What can you do to maximize social security income?

        
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Women - Financial Planning

  
        
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     Women - Financial Planning      

    I have experience working with women who have been divorced, widowed or who have recently come into an inheritance. I feel some women are often underserved due to a financial advisor's lack of understanding of their needs, simply by not listening or not being able to relate.

    When working with women, I may discuss some of these issues:

  • Planning for retirement.

  • How to protect assets through Insurance planning in event of disability or need care by way of Long Term Care.

  • How to withdraw income from current portfolio upon retirement or in retirement.

        
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Request a consultation

I invite you to request a no cost consultation to learn how we might work together. We will sit down together and discuss your needs, what I offer, and whether we are a good fit. Please call me at (858) 251-4545