Everything You Need. All in One Place. All Working Together.

When you work with Serenity, you are not buying a product or signing up for a service. You are starting a relationship.

Susan Alefi takes the time to understand your full financial picture before making any recommendations - your goals, your timeline, your family situation, and what keeps you up at night. From there, she builds a personalized plan that brings all the pieces of your financial life together, rather than treating each one in isolation.

Here is what working with Serenity typically looks like:

 

1. We start with a conversation. No pressure, no jargon - just an honest discussion about where you are and where you want to go.

2. We review your complete financial picture - investments, taxes, income needs, insurance, and estate planning considerations.

3. We build a personalized plan tailored to your goals, your timeline, and your comfort with risk.

4. We stay in touch. Formal portfolio reviews happen periodically each year, and Susan is always accessible when something comes up in between.

5. We adjust as your life changes - because a good financial plan is never set and forgotten.

Investment Portfolio Management

 

Investment Portfolio Management

Susan builds and monitors custom investment portfolios designed around your individual goals, timeline, and comfort with risk. Every portfolio is reviewed periodically each year- formally and in full - so your investments stay aligned with your life as it evolves, not just as it was when you started.

Retirement Planning

Getting clear on your retirement picture - what you will have, what you will need, and how to bridge any gap - is one of the most valuable things you can do for your future. Susan works with you to build a realistic, personalized retirement income plan that accounts for all your sources of income, your expenses, and your goals.

Tax Planning Strategies

As an Enrolled Agent (EA), Susan holds a federally authorized tax credential that allows her to integrate sophisticated tax strategy directly into your financial plan. From Roth conversion analysis to RMD planning to tax-efficient withdrawal strategies, tax planning at Serenity is built in - not bolted on.

Estate Planning Guidance

Susan works alongside your estate planning attorney to make sure your financial plan and your legacy wishes are telling the same story. From beneficiary designations to gifting strategies, she helps ensure that what you have built is protected and passed on exactly as you intend.

Comprehensive Financial Planning

For clients who want a complete, top-to-bottom review of their financial life, Susan offers full financial planning - a thorough, personalized process that looks at everything together and produces a clear written plan as your roadmap going forward. This is especially well-suited for people entering a major life transition or taking financial control for the first time.

FEE TRANSPARENCY

We believe you should always understand what you are paying - and why. At Serenity, our fees are straightforward and aligned with your success.

How Our Fees Work

  • Investment management services are charged as a percentage of the assets we manage on your behalf. This means our compensation is directly tied to the health and growth of your portfolio - when you do well, we do well. There are no hidden transaction fees or sales commissions layered on top.
  • We believe this structure creates the right kind of relationship - one where Susan's motivation is always the same as yours. A full explanation of fees applicable to your specific situation will be provided during your initial consultation and in your client agreement. You will never be surprised by a bill you did not expect.