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The 7 Baby Steps

Which Baby Step Are You On?

If you've spent any time listening to Dave Ramsey, you've undoubtedly heard him mention his 7 Baby Steps. According to Dave, this process is the key to taking control of your money and finding financial confidence.

The Ramsey Baby Steps:

  • Baby Step #1: Save $1,000 as a starter Emergency Fund
  • Baby Step #2: Pay off debt using the Debt Snowball method
  • Baby Step #3: Finish your Emergency Fund: save to cover 3-6 months of expenses
  • Baby Step #4: Invest 15% of your income for retirement
  • Baby Step #5: Save for your children's college
  • Baby Step #6: Pay off your mortgage
  • Baby Step #7: Build wealth and give

How Can We Help?

No matter where you are in your financial journey, we are delighted to help you take your next step! Click below to schedule a complimentary introductory call with one of our advisors to get started.

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*The SmartVestor program is a directory of investment professionals. Neither Dave Ramsey nor SmartVestor are affiliates of Serenity Financial Planning, LLC or LPL Financial.