Dave's Philosophy Knowing how to deal with debt is easy—pay it off! Investing, however, isn’t quite so simple. Most people have questions about when and how to invest their money, so here’s an inside look at Dave Ramsey’s investing philosophy. Just remember, investing is personal. A financial advisor or investment professional can help you create a retirement plan that’s right for you.Any successful investment strategy relies on a firm financial foundation, so it’s absolutely critical to lay the groundwork for financial confidence by working through the Baby Steps.Here is Dave’s investing philosophy:Get out of debt and save up a fully funded emergency fund.Invest 15% of your income in tax-favored retirement accounts.Invest in good growth stock mutual funds.Keep a long-term perspective.Know your fees.Work with a financial advisor.Are you ready to get your money working for you? How Can We Help?No matter where you are in your financial journey, we are delighted to help you take your next step! Click below to schedule a complimentary introductory call with one of our advisors to get started. Schedule an Appointment *The SmartVestor program is a directory of investment professionals. Neither Dave Ramsey nor SmartVestor are affiliates of Serenity Financial Planning, LLC or LPL Financial.